Welcome to the website that will inform you about increasing your bank's profitability by improving your internal processes.
You arrived here through an Internet search, by hearing our 800 recorded message, or through a referral from one of your colleagues.
This is a "no salesman will call" location where community bank managers can gain a basic understanding of process improvement and then determine if a process improvement program makes sense for their bank.
First, let's look at the ROI of process improvement. If you are a commercial bank, the majority of your profits are associated with your loan pipeline. The calculator below allows you to see the direct financial impact (and payback period) of shortening your loan underwriting and approval process.
Using the calculator takes just three steps:
- Enter your projected loan volume for the next twelve months,
- Enter your current or projected net interest margin,
- Enter the number of days you can shorten your loan cycle with improved process control and oversight,
Then, view the increased interest revenue you will book during that twelve months by shortening your lending cycle.